If you decide to analyse life in four quarters, 25 years each, and apply investment consultants' criteria to doing it, you may end up with something like this (to be patented, then you can't read it for free)-
Quarter 1: Negative income, (living on credit- mom and dad's money), Return on (their) Investment uncertain, (Physical) Assets showing healthy growth.
Quarter 2: Income growth healthy, Assets are stable and productive, Return on (your) Investment on a slow but upward trajectory.
Quarter 3: Income at all-time high but matched by expenditure high, NAV just the same. Productivity on the decline, fixed assets changing to realty and shiny metal set to disappear into bank vaults (not in foreign shores), Bonds (with people) losing value with time.
Quarter 4: All assets (physical and fixed) turning into NPAs, Declining ROI, Net worth close to zero, Bond rating by agencies (those around you)- approaching junk status.
Quarter 1: Negative income, (living on credit- mom and dad's money), Return on (their) Investment uncertain, (Physical) Assets showing healthy growth.
Quarter 2: Income growth healthy, Assets are stable and productive, Return on (your) Investment on a slow but upward trajectory.
Quarter 3: Income at all-time high but matched by expenditure high, NAV just the same. Productivity on the decline, fixed assets changing to realty and shiny metal set to disappear into bank vaults (not in foreign shores), Bonds (with people) losing value with time.
Quarter 4: All assets (physical and fixed) turning into NPAs, Declining ROI, Net worth close to zero, Bond rating by agencies (those around you)- approaching junk status.
3 comments:
Add to that - your GDP (gross domestic parenting) quotient stays uncertain through the quarters, with no guarantee of any import or export of ideas.
:D Wow!
Thanks, my GHI (Gross Happiness Index) just went high on these comments. I am in the third quarter, mind you.
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